Amazon offers a range of insurance benefits to its employees, including Basic Life and AD&D insurance, supplemental life insurance, short- and long-term disability coverage, paid pregnancy and paternity leave, and health insurance. Depending on their employment level, employees may also be eligible to become business owners by granting intellectual property rights and receive additional grants from the RSU. Navigating the world of Amazon's disability insurance and corporate benefits policies can be complex and overwhelming, but it's an important part of protecting your financial plan and that of your family. Basic Life and AD&D insurance are offered to those who work 30 hours or more a week at no cost to the employee.
Supplemental life insurance is also available for purchase. Short-term disability coverage provides a partial salary of 60% of qualifying income, up to specific amounts, as a substitute for full pay. Long-term disability coverage offers a partial salary of 60% of qualifying income, up to specific amounts, as a substitute for full pay. Full-time and short-time employees are eligible for PAID pregnancy and paternity leave.
For pregnancy leave, you can get up to 4 weeks of paid leave before delivery and 10 weeks of paid leave after delivery. Health insurance is available to those who work 20 hours or more in a week. In cases not covered by your health and disability plan, you can get a discounted rate on serious illness and personal accident insurance through MetLife. Three free counseling sessions (in-person or virtual) are available for Amazon employees or household members.
Dental plans and vision insurance plans through the eye care plan are also available as basic or enhanced plans. Individual disability insurance is a cost-effective way to ensure continued income in cases not covered by Amazon's corporate benefits. Knowing the full scope of your benefits as an Amazon employee is important to ensure you get the most out of every incentive. Consider meeting with a trustee advisor like Brighton Jones before talking to a salesperson, such as an insurance agent, to make sure you're thinking holistically about the disability insurance coverages you might consider for your plan.
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